Select a plan.
Pro gives you unlimited dialing and the full AI sales hub. Basic runs your CRM, dialer, and follow-up without the AI agent. Starter is just the power dialer, at a starter price. On Pro, add Growth for the Meta lead pools. No setup fee. Basic and Pro start with a 14-day free trial. Or start at $0 with the AI Training Simulator.
One payment a month — switch to bi-weekly to split it into smaller payments
- Multi-line power dialer · up to 3 lines at once
- Contacts · up to 5,000
- Build custom dialing lists
One of the lowest-priced multi-line dialers.*
Compare all features- Everything in the Starter Plan
- Multi-line power dialer · up to 3 lines at once
- Sales CRM + pipeline
- Texting, follow-up + drip campaigns
- AI texting, live coaching + underwriting
- Quoting, Sales Intelligence + Lead Marketplace
- Unlimited dialing on the multi-line dialer · up to 3 lines at once
- Everything in the Basic Plan
- Spark AI Agent + AI dialer
- Master Life Insurance Playbook
- Connect your own AI agents, like Claude + ChatGPT
- Secure SSN + banking request links
- 10,000 AI credits every month
- Exclusive, text-verified Meta leads
- A Meta lead pool for each lead type you want
- Daily ad budget per pool, paid weekly, separate from the plan
Join Pro, then join the waitlist in the app. Once your seat is accepted, add Growth in the app. No free trial on Growth. How it works
Compare all featuresMeta Lead Pool Subscription. Growth is an add-on for the Pro Plan. It keeps everything in Pro and adds the Meta lead pools for exclusive, text-verified leads.
What's included:
- Everything in Pro, including unlimited dialing
- Exclusive, text-verified Meta leads
- Leads delivered as they come in
- Daily budget per pool, paid weekly
Basic and Pro can join the waitlist. Reserve your seat free on the Lead Pool page in the app. When you're accepted, we'll text you and you'll see it in your Spark workspace. Then add Growth in the app. On Basic, adding Growth moves you up to Pro automatically. Growth isn't sold at signup and has no free trial. Each pool's ad budget is paid weekly, separate from the plan.
For brand-new agents who want reps before real leads. Practice full sales calls against AI prospects, get graded, and show up to your first real dial ready to close.
What's included:
- Full AI Training Simulator — unlimited mock sales calls
- Every difficulty, lead type + product — warm to tough, veterans + first responders, final expense, term, IUL
- Demo eApps for every carrier — Americo, Aetna, Mutual of Omaha, Transamerica + more
- Every call recorded, transcribed + graded
- Upload your sales scripts — graded on how well you follow them
- Submit A2P registration while you train — approved before you go live
You only fund AI credits — they power your simulated prospects and call grading. Your card covers credits, plus A2P registration and its monthly carrier fee if you register while you train. Credit + usage rates are right below.
Credits power every AI function in Spark — your agent's work, agent and customer conversations, AI underwriting, and coaching. Basic and Pro include AI credits every month: 10k a month on Pro (and Pro with Growth), 1k a month on Basic. Basic and Pro free trials start with 1k AI credits, and a paid Pro Plan unlocks the full 10k. The Starter Plan doesn't include AI credits. On the free Training Plan you simply purchase the credits you train with. Included credits don't roll over. Extra credits are $0.01 each, in packs from $20 for 2,000. Purchase more anytime, and any credits you buy roll over to the next month if you don't use them.
Starter includes 1,000 dialing minutes a month, Basic 1,000 minutes and 500 SMS segments, and Pro unlimited dialing and 2,000 SMS segments (see the comparison below). Free trials include a smaller amount: 200 minutes and 100 SMS segments on Basic, 400 minutes and 200 SMS segments on Pro, and 1,000 AI credits on both. Your plan's full included usage, and unlimited dialing on Pro, start once your plan is paid. A picture message (MMS) counts as 4 text messages (4 SMS segments). Past what's included, usage is billed at the rates above from your Phone & SMS wallet. You add funds, we deduct usage as you go, and any balance you don't use rolls over every month. Auto-recharge can top it up for you. Texts are billed per segment and calls per minute, rounded up. Inbound texts are free on paid Basic and Pro and don't count toward your included segments. A few small fees also come from the wallet, like call recording, voicemail detection on answered calls, and a one-time line check the first time you text a number. The full rate card is in the app. A2P registration is a carrier requirement for business texting. It costs $19.95 one-time (your wallet must hold it when you submit), plus a monthly carrier fee of $1.57 to $10.50 once approved, based on how your business registers. Everyone who registers pays it, whether on a free trial, the Training Plan, or a paid plan. Starter doesn't include texting, so you can skip A2P registration. Meta lead pool ad budgets are also billed separately, paid weekly for each pool you join.
Find your fit. Feature by feature.
Compare what’s included in Starter, Basic, and Pro.
Swipe across to compare all three plans.
| Feature | StarterPower dialer | BasicCRM + dialer + follow-up | ProUnlimited DialingEverything in Basic, plus unlimited dialing + the AI agent |
|---|---|---|---|
| CRM & team tools | |||
| Contacts + lists | 5,000 contacts | 5,000 contacts | Unlimited |
| Sales CRM + pipeline | |||
| Custom dispositions | |||
| Commission + production tracking | |||
| Send card + license in one tap | |||
| In-app Lead Marketplace | |||
| The Arena — leaderboards + competitions | |||
| Master Life Insurance Playbook | |||
| Professional branded PDFs for leads and clients | |||
| Recruiting + onboarding tools | |||
| Mobile app access | |||
| AI agent & intelligence | |||
| AI lead text messaging | |||
| Live AI coaching + transcripts + summaries | |||
| AI underwriting | |||
| Live carrier quoting — final expense, term + IUL | |||
| Sales Intelligence — what gets calls answered, replies + bookings | |||
| Spark AI Agent | |||
| AI dialer — voice, live transfers + scheduling | |||
| Connect your own AI agents — Claude, ChatGPT + more | |||
| Calling & follow-up | |||
| Multi-line power dialer — up to 3 lines at once | |||
| Call screener bypass | |||
| Voicemail drop + local caller ID | |||
| Call recordings, notes + call memory | Recordings + notes | ||
| Texting + inbox | |||
| SMS + email drip campaigns | 10 active | Unlimited | |
| No-show recovery + appointment reminders | |||
| Secure SSN + banking request links | |||
| Webhooks | 1 webhook | Unlimited | |
| Plan details | |||
| Free trial | None — billed today | 14 days | 14 days |
| Bi-weekly billing | Monthly only | ||
| No setup fee + cancel anytime | |||
| Included dialing, SMS + AI usage | |||
| Dialing minutes included each month | 1,000 minutes | 1,000 minutes | Unlimited dialing |
| SMS segments included each month | 500 | 2,000 | |
| AI credits included each month | 1,000 | 10,000 | |
| Included during the 14-day free trial | 200 minutes · 100 SMS segments · 1,000 AI credits | 400 minutes · 200 SMS segments · 1,000 AI credits | |
| Growth · Pro Plan add-on — Meta Lead Pool Subscription | |||
| Exclusive, text-verified Meta leads | Add-on | ||
| Join multiple lead pools | Add-on | ||
| Leads delivered as they come in | Add-on | ||
| Start date locked in when you pay | Add-on | ||
| Daily budget per pool, paid weekly | Add-on | ||
| Leads tracked to placed premium | Add-on | ||
| Cost-per-lead + spend visibility | Add-on | ||
Checks show what’s included on each paid plan. Growth is an add-on for the Pro Plan. Free trials include the smaller amounts shown under Included dialing, SMS + AI usage; your plan’s full minutes, SMS segments and AI credits, and unlimited dialing on Pro, start once your plan is paid.
Starter and Basic minutes are shared by your whole team and cover inbound calls too. AI calls aren’t covered. Dialing with “Phone — call me” also uses minutes for your own phone’s line, which stays open for the whole session. Included minutes and SMS segments reset on the 1st of each month and don’t roll over. A picture message (MMS) counts as 4 text messages (4 SMS segments), and a long text (over 160 characters, or 70 with an emoji) uses 2 or more. Anything past what’s included is billed at the rates above.
Unlimited dialing on Pro and Growth covers the calls you dial yourself from your own login. Teammates’ calls, AI calls, inbound calls, and call recordings are billed from your Phone & SMS wallet. Fair use applies.
* Compared with the published monthly list prices of multi-line power dialers for one user, as of November 2026. Taxes and wallet usage fees extra. The multi-line dialer runs up to 3 lines at once and may drop to fewer lines to stay within call-abandonment limits.
Try the AI agent during your trial
Basic and Pro start with a 14-day free trial, and both trials include the Spark AI Agent and AI dialer so you can see what they do. Trials come with 1,000 AI credits and a smaller amount of usage: 200 minutes and 100 SMS segments on Basic, 400 minutes and 200 SMS segments on Pro. Your full included usage, and unlimited dialing and 10,000 AI credits on Pro, start once you’re paid. When a Basic trial ends, the Pro-only features switch off and anything your agent was set up to run stops with it. Nothing is deleted: your data, knowledge files, and history are backed up, and it all starts right back up if you upgrade to Pro. The Starter Plan has no free trial.
FAQ
Questions, answered.
What's the difference between Starter, Basic, and Pro?
The Starter Plan ($59/mo) is the power dialer: the dialer, your contacts (up to 5,000) and lists, and 1,000 dialing minutes a month. No texting, AI, or free trial.
The Basic Plan is the platform without the AI agent — you still get the CRM, power dialer, custom dispositions, drip campaigns, Lead Marketplace, and tracking, plus AI texting, live coaching, underwriting, and quoting; you just work the leads yourself instead of having an AI employee on every one. The Playbook and SSN + banking request links are on Pro. Your 14-day free trial still includes the AI agent, so you can see what it does before you choose.
The Pro Plan is the complete platform with unlimited dialing — the CRM, multi-line dialer, AI sales agent, AI voice, the Master Life Insurance Playbook, automated SMS and email follow-up, live transfers, leaderboards, downline visibility, commission tracking, and the in-app Lead Marketplace. You can also connect your own AI agents, like Claude and ChatGPT. Bring your own leads or buy them on demand, and work everything from one hub.
Growth is an add-on for the Pro Plan: everything in Pro, including unlimited dialing, plus access to the Meta lead pools. Each pool runs its own Meta campaigns for one lead type. You set a daily ad budget for each pool, paid weekly, and exclusive, text-verified leads drip straight into your account.
Is there a free trial?
Yes. Both the Basic and Pro Plans start with a 14-day free trial, so you can work leads in the platform before you commit. The trial includes the full AI agent on either plan. Trials come with 1,000 AI credits, plus 200 minutes and 100 SMS segments on Basic or 400 minutes and 200 SMS segments on Pro. Your full included usage, and unlimited dialing and 10,000 AI credits on Pro, start once you're paid. You'll add a payment method when you sign up, and you won't be charged for the plan until the trial ends — so you can cancel anytime before then and pay nothing for the plan. Phone & SMS wallet charges, like A2P registration and usage past the trial amounts, still apply during the trial. The Starter Plan has no free trial; it's billed the day you join. Growth doesn't include a free trial either.
What does the free Training Plan include?
The Training Plan is $0 forever and includes one thing: the full AI Training Simulator. Run unlimited AI-simulated sales calls — pick your difficulty, lead type, and product — practice demo carrier eApps start to finish, upload your own scripts, and get every call recorded, transcribed, and graded.
The rest of the platform stays off — no CRM, dialer, campaigns, or AI agent until you upgrade. You'll add a card at signup, but it only funds the AI credits that power your simulated prospects ($0.01 a credit, in packs from $20) — there's no subscription charge. You can also submit your A2P registration while you train, so business texting is approved and ready the moment you upgrade to Basic or Pro. It's $19.95 one-time, plus the monthly carrier fee once it's approved.
What happens to my AI agent when the Basic trial ends?
On the Basic Plan, your AI agent is shut down when your 14-day trial ends. Anything it has been set up to run stops with it — follow-ups, campaigns it was driving, and work you may not see listed anywhere.
Nothing is deleted. Your data, knowledge files, and conversation history are all kept, and everything starts right back up if you upgrade to the Pro Plan.
Is there a setup fee?
No. There's no setup fee on any plan, and the Meta lead pools have no setup fee either. A few one-time carrier fees come from your Phone & SMS wallet: A2P registration ($19.95) if you text, and $1.15 for each phone number past your first two. Your daily ad budget for each pool is a separate charge, paid a week at a time.
How does bi-weekly billing work?
Bi-weekly is a payment cadence, not a separate plan. Instead of one payment a month, you're billed every two weeks — 26 smaller payments a year. Bi-weekly pricing runs 15% higher than the monthly rate spread across those payments: $106 per payment for Basic, $212 for Pro, and $531 for Pro with Growth. The Starter Plan is billed monthly only. Bi-weekly applies to your plan only. Meta lead pool ad budgets are always paid weekly.
Can I buy leads inside Spark?
Yes — two ways, both built right into Spark.
Lead Marketplace (Basic and Pro). Buy on demand from Spark-partnered lead vendors at discounted, member-only pricing — pick your lead type, category (volume, high-intent, or aged), and the exact volume you want. Those leads flow directly into Spark, so you work them from the CRM, dialer, AI assistant, campaigns, and source-ROI tracking instead of buying in one place and managing them somewhere else. Marketplace pricing is separate from the Meta lead pools.
Meta Lead Pool Subscription (Growth, a Pro Plan add-on). Join a pool for each lead type you want; each pool runs its own Meta campaigns. Set a daily budget for each pool, select your licensed states, and pay for the week before the cutoff. Exclusive, text-verified leads start on the date you lock in and drip straight into your account.
What makes it different: every agent's ad spend is pooled into each pool's own Meta campaigns, so there's no learning phase to sit through, and leads are distributed round-robin by your share of the pool within your licensed states, so agents don't compete. There's no setup fee and no agency retainer. You'll see each pool's current estimated cost per lead in Spark before you join, and you commit one week at a time. When you pay for a week, that spend goes straight into the pool's campaigns, so it's locked in. It can't be changed or moved to another pool. Budget changes apply from your next week.
For now, Growth is available by reserved seat, and it's an add-on for the Pro Plan. Seats are limited and open in batches as pools ramp up. Start on Basic or Pro, then reserve your seat free from the Lead Pool page in your Spark workspace. You just need an active Basic or Pro Plan to stay on the list. The Starter Plan and the free Training Plan don't count. Right now the wait is typically 21–30 days. If you're accepted, we'll text you, and you'll see it in your Spark workspace. From there, you add Growth in the app and join your pools. On Basic, adding Growth moves you up to Pro automatically. See the Meta Lead Pool FAQ for the full breakdown.
Why are Meta lead pool seats limited?
We can only scale ad spend so far, so fast. To keep results strong and consistent, each pool ramps up gradually, so we accept a limited number of agents at a time. As pools grow and spend goes up, we can onboard more agents at once.
How do I get into the Meta Lead Pool Subscription?
For now, Growth is available by reserved seat. Start on Basic or Pro (the Starter Plan and the free Training Plan don't count), then join the waitlist by reserving your seat free from the Lead Pool page in your Spark workspace. If you're accepted, we'll text you, and you'll see it in your Spark workspace. Then add Growth in the app (on Basic, that moves you up to Pro automatically), pick your pools, set a daily budget, select your licensed states, and pay before the cutoff to lock in your start date.
When do I start paying for Growth?
You start paying for Growth when you add it in the app, after your Meta lead pool seat is accepted. Right now, Growth isn't sold at signup. Start on Basic or Pro (both start with a 14-day free trial). On a paid plan you pay the difference (+$600/mo from Pro, +$800/mo from Basic), prorated for the rest of your billing period. Adding Growth during a free trial ends the trial, and you're billed for Pro with Growth that day. You're never charged for Growth automatically. Each pool's daily ad budget is a separate charge, paid a week at a time, starting with your first week when you join.
Can I cancel anytime?
Yes. There's no long-term contract on any plan. Meta lead pool ad spend is committed one week at a time. When you pay for a week, that spend goes straight into the pool's campaigns, so it's locked in. It can't be changed or moved to another pool. You can cancel anytime to stop future weekly charges.
When can I start?
Starter, Basic, and Pro are open now. Sign up and start working your own leads the same day, and on Basic or Pro, order Marketplace leads whenever you want. For the Meta lead pools, join Basic or Pro and reserve your seat from your workspace (right now the wait is typically 21–30 days). Once you're accepted, add Growth in the app (on Basic, that moves you up to Pro automatically), and leads begin on the start date you pay for.
